Now Accepting Early Members

Seal your money.
Unlock your goals.

Set a goal, pick a date, and seal it. On-time unseal is $0.

$0On-time unsealing fee

3.5%Commitment Fee (tier‑capped, max $150)

5Members per group pact

BNPL taught a generation to spend first. Seal teaches them to save first.

The Process

How it works

Step 1

Create an envelope

Name your goal, set an amount, and pick your unlock date — next month, next year, your call.

Step 2

Seal your funds

Connect your bank and deposit. Funds are locked until your date arrives. On-time unsealing is always free.

Step 3

Unlock your reward

Hit your date and unseal for $0. Need it early? A 3.5% Commitment Fee applies — capped based on balance.

Full walkthrough →

Fee Transparency

Always know what you'll pay.

Cap $25

Under $500

Cap $50

$500–$2,499

Cap $75

$2,500–$9,999

Cap $150

$10,000+

Under cap

Unseal $800 early

3.5% × $800 = $28.00 · cap is $50

You pay $28.00

Capped

Unseal $2,000 early

3.5% × $2,000 = $70.00 · cap is $50

You pay $50.00

See full fee schedule →

Ready to seal
your savings?

Be among the first to seal your money toward something that actually matters.

Free to start · No credit card required

Seal your money.Unlock your goals.